The habit of saving will always be a good sign of healthy finances. However, it is not the definitive solution since factors such as inflation make resources lose their value over the years; that''s why it''s better to put your money to work and have it in motion.
How to forget the feeling that let you go on a trip for the first time after months and months of saving? Investing produces a similar sentiment.
In new financial times, the challenges we face are more significant. Financial planning is the cornerstone to meet them, but obtaining returns on our money today is more practical and straightforward, for example, through products and services that some financial institutions offer.
Citibanamex''s offer has plans with entry amounts ranging from 100 to 2,500 pesos.
In case you don''t know-how, a first step to start investing is the Active Challenge, a series of more than 35 courses and presentations by experts from the Mexican Stock Exchange and other specialist companies, so that you begin to understand how they work.
The program has a simulator to recreate the stock market''s movements so that you learn to identify the ideal moments to buy and sell shares. To do this, you will have 1 million virtual pesos to build your portfolio.
HOW TO LEARN TO INVEST
It is common for people to only invest in banks, Afore, or funds through a Brokerage House; however, many alternatives can help you earn interest above 10%.
The important thing about all this is to find an investment medium that is also attractive to you, highlights Alejandro Saracho, a specialist in personal finance for El Economista.
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Before taking the step from saver to investor, he warns, you must learn details about all investment vehicles and learn in-depth how they work.
When you start investing, avoid betting all your money on one investment method.
You do not need a large amount of money to become an investor, Saracho points out, but to realize the effect that investing has to begin to see things through a different lens and then look for more investment vehicles.
Traducción. Valentina K. Yanes